Dr Animesh Saha

Mukhyamantri Swasthya Bima Yojana

Swasthya Sathi Card Cashless Health Protection for Families

Swasthya Sathi is a health assurance scheme of the Government of West Bengal that offers paperless and cashless hospitalization support through a smart card for eligible families.

Paperless & Cashless
Smart Card Based
₹5 Lakh Family Cover
Swasthya Sathi Card
Health Coverage Up to ₹5 Lakh*

*Per family per year for secondary and tertiary care, subject to scheme rules and eligibility.

About Swasthya Sathi

Affordable Healthcare Support for West Bengal Families

Swasthya Sathi is a flagship health assurance initiative of the Government of West Bengal. It has been designed to make quality hospital care more accessible by providing paperless and cashless treatment support through an official smart card system.

The scheme offers health coverage of up to ₹5 lakh per family per year for secondary and tertiary care. It is intended to reduce the financial burden of hospitalization for eligible beneficiaries.

SWASTHYA SATHI COVER ₹5 Lakh

per family per year

Secondary & tertiary care coverage
Cashless hospitalization support
No beneficiary premium contribution
Key Benefits

Main Features of the Swasthya Sathi Scheme

Swasthya Sathi is designed to deliver simple, accessible and financially supportive hospital care for eligible families in West Bengal.

All Pre-Existing Diseases Covered

Pre-existing diseases are covered under the scheme from day one, helping beneficiaries access support without waiting-period concerns.

No Cap on Family Size

There is no cap on family size. Parents from both spouses are included, and dependent physically challenged members are also covered.

Paperless Smart Card System

Treatment access is managed through a smart-card based, paperless system to help streamline hospital processes and beneficiary services.

Premium Paid by State Government

The full premium cost is borne by the State Government, so beneficiaries do not need to pay a premium contribution for the scheme.

How It Works

Simple Process to Use Swasthya Sathi Benefits

01

Confirm Eligibility

Check whether the family is eligible under the Swasthya Sathi scheme through the official portal or enrollment support channels.

02

Use the Smart Card

Present the Swasthya Sathi smart card details at an empanelled hospital to access the scheme benefits.

03

Pre-Authorization Process

Medical procedures and treatments under the scheme are generally processed through a pre-authorization workflow.

04

Cashless Hospitalization

Eligible hospitalization support is provided on a paperless and cashless basis at empanelled hospitals under the scheme.

Coverage Highlights

Important Coverage Information

Swasthya Sathi is structured to support families with hospital care needs through an organized and technology-enabled health assurance system.

Health coverage up to ₹5 lakh per family per year.

All pre-existing diseases are covered.

No cap on family size under the scheme.

Parents of both spouses are included.

Dependent physically challenged family members are covered.

Visit Official Portal

Need Assistance?

For official information, scheme support or grievance assistance, beneficiaries can use the official portal or helpline support.

  • Toll Free Helpline: 18003455384
  • Use the official Swasthya Sathi website
  • Check scheme details before treatment
  • Contact empanelled hospitals for assistance
!
Important Information

Benefits under Swasthya Sathi are subject to the official scheme terms, eligibility conditions, applicable packages, hospital empanelment and pre-authorization requirements. For the most accurate and updated details, please verify directly through the official Swasthya Sathi portal.

SWASTHYA SATHI

Know More About the Scheme and Benefits

Visit the official Swasthya Sathi portal to learn more about the scheme, services, smart card process and other official updates.

Visit Official Portal